Obtaining a gambling license in Montenegro

Gambling business in norway

Online gambling in Montenegro

According to the current legislation of the Republic of Montenegro, there are no restrictions for carrying out gambling activities on the Internet. Montenegrin gamblers have access to numerous online casino sites, founded by domestic or foreign operators. Usually, Montenegrin online casinos are of consistently high quality, guarantee of honesty and the latest slot models. Server, on which the casino software is hosted, are in the country.

To date presented 191 online casino with an interface in English or Montenegrin. In addition, they all accept payments in euros..


Despite the fact that Montenegrin cuisine is a combination of dishes from many countries, she still has her own special flavor. Turkey was the most influential., Bulgaria, Italy, Albania and Greece. Main ingredients of Montenegrin cuisine: meat, seafood and vegetables. Besides, pizza is already considered national dishes, and paste, and some other Italian dishes, and the Bulgarian influence is expressed in the Shopska salad, in the meat dish Kuft and in the moussaka (which, however, also considered Greek).

Typically Montenegrin - dried ham Prsut, Cheese Cream, ear Ryblya Chorba, grilled fish, chevapi sausages and some other dishes.

In Montenegrin cuisine, as in the Serbian, the rule is”one dish”, that's why the portions are huge, so that the visitor can eat right away. That's why, once in a Montenegrin restaurant, order one thing, since the second, probably, it won't fit into you.

For dessert, Montenegrins are dominated by pastries with fruit filling. (local bakeries make excellent buns and breads), waffles and donuts.

Turkish coffee is preferred, as well as fruit drinks and lemonades. Among alcohol in the first place, unequivocally, wine - red Vranac and white Krstach, followed by rakiya, plum brandy and local beer Niksicko.

Vizaran is a way for Russians to live in Montenegro all year round

️ An agreement has been in effect between Montenegro and the Russian Federation for several years, where Russians live without visas, but once a month they cross the border. They go for a stamp in a passport to any border. More often to the neighboring Bsonia and Herzegovina - to the town of Trebinje to drink coffee, buy in the market. Someone to Albania, Serbia, Croatia ... and return back to Montenegro for new 30 days. At the same time, do not forget about registration about paying the tour. Tax for accommodation. 1 euro per day. On the one hand it seems, cool and economical way, but after six months you will be tired of following the calendar, and the elderly, with babies or sick people will definitely not like this way of life.

️ For Ukrainians, Belarusians visaran rule does not work!!!

sunset at Cape Arza, Lustica peninsula

Where to play in Podgorica

In the capital of Montenegro, the gambling business is large. Here are the halls and playgrounds. Selecting rates - 5-100 Euro. There are few tourists, that's why the locals play. Advantage - there is a casino in Montenegro with a minimum entry threshold. You can go with 10-40 €.

Gambling clubs in Podgorica:

  • Merit. Boulevard of St. Peter of Montenegro, 2. Decorated in a classic style, with traditional paintings. There are several rows of gameinators, roulette. the entrance is free, rates - 10 Euro.
  • Montenegro. Located in the hotel of the same name, guests and residents of the hotel complex can play.

There are different types of casinos in Montenegro - from roulettes to gaming machines. For a good game, you need to follow the rules - do not fight with the staff, to be sober, smoke only in special places.

? Lodging

Compared to Europe or Moscow, living in Montenegro is cheap. There are many hotels and apartments here, they are searched for on Booking and Airbnb. In early November, we filmed a studio in Tivat with a separate entrance., own kitchen, shower cabin, washing machine and a large balcony behind 20 € (1380 Р) in a day.

It is more expensive to live in Zabljak. There the apartments cost 25 € (1725 Р) in a day, but it was a private house with all the amenities. In Budva, a double room in a hotel with a pool and a private kitchen in mid-October cost 30 € (2070 Р) per day.

In the summer on the coast and in the winter in the mountains, housing prices rise 2-3 times. I was planning to go to Montenegro in July. The same number in Tivat would cost me 50 € (3450 Р) in a day.

The balconies in the apartments in Montenegro are large - two people fit without problems

Visas and relocation

Montenegro, in my opinion, one of the easiest countries to emigrate. Montenegro has a visa-free regime with Russia, therefore, to move here you only need a passport and a plane ticket.

Russian citizens can stay in the country up to 30 days. Then, according to the law, you need to leave for a day and you can return again. Many emigrants from Russia leave the country for a day every month and live like this for years. This practice is called visa run., as an everywhere.

When my husband and I are in 2018 moved to Montenegro, then flew to the country as tourists, just with a lot of luggage. No problems and questions arose at the border. Although in general in Montenegro there are restrictions on the import of cash and things. Without declaration, you can import up to 10 thousand euros and personal items. Expensive equipment, such as TVs, you need to declare and pay import duties for it. It's better not to bring drones at all, because without prior agreement with the Montenegrin authorities they are confiscated at customs. We didn’t bring anything like that and went through security at the airport..

With such a bunch of suitcases we moved to Montenegro

Residence. For permanent residence in the country, you need to get a borawak. This is what Montenegrins call a temporary residence permit. This is a blue plastic card, which is issued for a year. Then every year it needs to be renewed..

After five years of living in the country, you can get a permanent residence permit - steel boravak. They give him out to, who renewed their travel in a timely manner and did not change the reason for their stay in the country. For a permanent residence permit, you need to pass an exam on the knowledge of the Montenegrin language. Through 10 years of living in the country, you can apply for citizenship.

The most common reasons for obtaining a boravka are starting a business and buying real estate in Montenegro.. You can also go to university or get a job, but these paths are used less often.

My temporary residence permit in Montenegro - boravak

Opening a company. When I moved, my husband opened a company in Montenegro and got a boravak as its director. I was given a family reunion borawak.

It's easy to open a company here: for this you need to show a small package of documents to the police, register a company and open a bank account. Russian-speaking intermediaries often help with these formalities for a fee.. We did everything ourselves and spent it on opening a company and preparing documents for boarders 630 € (45 244 Р).

The minimum maintenance of the company costs us about 100 € (7182 Р) per month: 50 € (3591 Р) accountant for reporting, 40 € (2873 Р) social contributions for the minimum salary of the director and 5-10 € (718—1436 Р) for banking services.

Buying a property. You can also buy real estate in Montenegro to obtain a residence permit.. You can buy a house or apartment in any condition and at any price, even a barn on urbanized land will give the right to obtain a temporary residence permit. But I don't know anyone, who would do that. Most often people buy normal apartments and houses, livable.

Real estate prices in Montenegro are different - it all depends on the area, states and locations. Houses are cheaper in the mountains, than on the coast, and in cities it is more expensive, than in small villages. Near me property prices start from 1400 € (100 541 Р) per square meter. Small studio in 35 meters can cost 55 000—60 000 € (4 308 918—4.70064e + 06 Р).

Offers for the sale of apartments from the website realitica.com

Gambling establishments in Montenegro

Gambling in the country became legal in 2006 year. Before that, there were semi-underground casinos and slot machine halls.. With the creation of the E-Gambling Montenegr commission, the gambling business became official. The department is engaged in issuing licenses for those organizations, which have casinos in Montenegro - hotels, villas, night clubs.

Rules for conducting gambling business in the country:

  • Separate betting licenses, casino, card games, live casino. Copies are provided to customers upon request..
  • Licensing - 20 000 euro for one type of activity.
  • Renewal of the permit once a year. Income tax - 9 %.
  • Problems with the payment of winnings to the current account. It needs to be collected in cash.

The country's establishments are not whitelisted by the UK Gambling Commission. This does not affect the issue of winnings or the likelihood of receiving it during your stay at the casino.. There are small halls with machine guns in the country, where only the local population is.

Lodging and bills

The bulk of tourists and a larger rental market are in the Budva Riviera. Business people usually look for apartments in the capital of the country - Podgorica, where there is no sea. We, in Herceg Novi, there is a sea and the price tag for rent is not the highest.

I live in opstina - a Montenegrin community - in the city of Herceg Novi, so I'll tell you about, how are things in this part of the coast. In other parts of the country, the situation may be different.

In my region, the average rental price of a small two-bedroom apartment is 400-500 € (35 908—44 885 Р) per month. For this money, you can rent a house in good condition and with air conditioning. There is no central heating in Montenegro, therefore, a good air conditioner or a fireplace in the apartment is very important.

Property is often searched for by acquaintances, on facebook, in agencies and on the main website for renting and selling apartments and houses in Montenegro realitica.com.

Apartment for a long time 300 € per month in Herceg NoviApartment for 450 € per month in Herceg Novi

Lease transactions are usually accompanied by a realtor, who takes a commission from the owner in the amount of 50-100% of the rental price per month. If the apartment is expensive and costs from 1000 € (71 815 Р) per month, then the cost of services can be fixed. It all depends on the realtor.

When renting, a contract is required, and the landlord is obliged to pay taxes on this income. If there is no agreement, then at any time you can be evicted without explanation. I do not recommend renting a house this way, even from friends.

I rent a small one-bedroom apartment - this is an analogue of a two-room apartment. She is in a new home. I pay for rent 300 € (21 545 Р) per month, utility bills cost on average 100 € (7182 Р) per month:

  • electricity - 50-60 € (4309—5170.8 Р);
  • the Internet - 30 € (2154 Р);
  • water - 8—12 € (862—1293 Р);
  • garbage collection - about 5 € (359 Р).

The main item of utility costs in Montenegro is electricity. There is more on the street in the summer +40 °C, therefore the air conditioner often works for days. In winter, a strong wind chills the house, therefore you have to heat the apartment with air conditioning and electric heaters. Locals often buy firewood for the winter., but not everyone has fireplaces and stoves in apartments.

You can pay for electricity by credit card on the local bank website. I pay for water and garbage collection in cash at the post office.

Usually for electricity I get about 50 € per month, but in january 2020 the year has passed already 97 € (6966 Р). For a large house, account and 250 € (17 954 Р) during the cold winter month is not uncommon.

History of my electricity bills for the last 12 months. Screenshot from personal account on epcg.com website

Language and people

Montenegro uses two equivalent alphabets - Latin and Cyrillic. Languages, spoken in Montenegro, Serbia, Croatia and Bosnia and Herzegovina, - related and very similar to each other. Many words in Montenegrin and Russian have common roots and origins..

In summer, in most tourist places you will be understood in Russian., and in English. I still haven't learned Montenegrin, but I speak English fluently and for two years I have never faced an insurmountable language barrier. In the bank, at the post office and in stores they understand me perfectly in English. On visa issues, I go to the police with an interpreter.

There are many jokes about laziness - "polako" of Montenegrins, who prefer to sit in a cafe, instead of working. As in other Mediterranean countries, the rhythm of life in Montenegro is very different from Moscow. Even during office hours, a bureaucrat is easier to find in a cafe., than in the workplace. I do not see anything wrong with this and I just take this feature into account., when I plan my business.

More than seventy percent of the population of Montenegro consider themselves Orthodox Christians. Church holidays play an important role in the life of Montenegrins. Main Holidays - Christmas, Easter and the feast of Glory. No pressure from religious people on those, who leads a secular life, not.

In recent years, attempts have been made to bring the legislation of Montenegro into line with the most liberal and tolerant norms of the European Union.. They strive to allow gay marriage and take domestic violence seriously.

Montenegrins love children. You can come with children to any institution, and they will be treated like full members of society. For two years of my life in Montenegro, I have not seen a single scene, when the locals yell at their children.

They like to smoke in the Balkans. 35% adults in Montenegro - smokers. Even a doctor in a clinic can sit with a cigarette in his own office.. Last year, Montenegro passed a law, non-smoking indoor. Many doubted, that it will work. But the threat of high fines affected the establishments, and inside the restaurants they really stopped smoking. For violation of the ban on smoking in the premises, individuals can be fined 30-1000 € (71 815—2.39383e + 06 Р.), and legal - by 500-20 000 € (1 436 306—5.74522e + 07 Р).

Unfortunately, the smoking ban does not yet apply to open verandas.

I feel completely safe in Montenegro, even when I run late at night along the embankment in a T-shirt and leggings. Montenegrins shake hands with a woman and do not let go of greasy jokes after. For two years of my life here, I have never heard a single rude word addressed to me..

Game in Kotor

The combination of medieval architecture and modern entertainment gives Kotor its flavor. It's good to walk along its streets in the evening after an active beach holiday., sit in a cafe and taste the national Montenegrin cuisine. You can try your luck at several casinos in Montenegro, where the slot machines are installed, card tables, roulette.

Gambling establishments of Kotor:

  • Automaton Club ROYAL, Old city. Specializes in automatic slot machines, pleasant atmosphere, employees know Russian. Works with 11:00 in the morning.
  • Casino Pasha. The restaurant is open, there is live music, piano accompaniment. Nice and calm environment, good service staff. Closes in 11:00.

This type of recreation is not developed in Kotor.. For a good game, you can drive to Budva or Podgorica. There you can rent a villa or apartment for a day.

Salary and work

The first, what all seasoned newcomers emigrants warn about, - do not look for work here. Montenegro is a poor country with a seasonal economy. As of December 2019 of the year, average salary of Montenegrins - 781 € (56 088 Р) per month before taxes and 520 € (37 344 Р) after.

All employment here is either in the service and tourism sectors, either in the field of construction. There are no branches of large companies here, therefore, many programmers and designers work from here remotely for companies in Russia, Europe and the USA.

On-site emigrants work as guides, realtors, run a rentier business on the "Booking" and try to maintain restaurants. They, who is richer and bolder, are engaged in real estate investments: buy land and build houses for sale.

Jobs are most often looked for on Facebook, but find by acquaintance. Job vacancies are sometimes posted on aggregator sites and in print media.

During the season in Montenegro, there is an influx of labor migrants. People come to work as waiters and cooks from neighboring Bosnia and Herzegovina, Bulgaria, Albania and Serbia.

During the off-season, most cafes and restaurants close for one year odmore - a long vacation for a month or two, and sometimes for the entire off-season. While there are no tourists and hotels are empty, construction begins on the coast, which cannot be done in the summer. Therefore, since the end of October there has been an influx of workers from different countries.. Builders from all over the Balkans come to major projects, from Turkey and Bulgaria.

I, like many, I work here remotely. I am an editor, and my income level is floating. For a comfortable life in Montenegro, I need to earn from 100 000 P per month is about 1500 €.

☀️ Weather

The tourist season in Montenegro lasts from May to September. The velvet season starts in April and ends in October - November.

Montenegro can be roughly divided into two parts. The first is coastal, the climate there is mild, in summer the average temperature is + 25 ... 30 ° С. The sea in early May warms up to +21 ° C, in June it is already +24 ° C. In October - November, you can wear a T-shirt during the day, at night it gets colder up to + 10 ... 15 ° С. Winter is short, there are practically no subzero temperatures.

In the second part of the country, mountain, moderately warm summer - before +25 ° C. Cool in winter - -10 ... + 5 ° С. Snow lasts from mid-November to mid-March.

In recent years, Montenegro has been abnormally warm. for instance, 25 october 2019 I was hot in a T-shirt and shorts: outdoor thermometers in Budva in the afternoon showed +40 ° C in the shade.

Early November in Montenegro: heat, very green, ripen citrus


There are two types of medicine in Montenegro: public and private. I have a state insurance in the form of a green book on my residence permit, which gives access to free public medicine. So far, I have never needed it..

If necessary, you can go and make an appointment with a doctor for insurance, as in Russia. Polyclinics in Montenegro are the most common and sometimes resemble Russian ones..

Private clinics, as in Russia, look more expensive, work with insurance companies and simply pay admission. I went to a private dentistry to clean my teeth, it cost 15 € (1077 Р).

Despite the cheapness, Montenegrin doctors work efficiently and with respect to the patient. The main disadvantage is, that in the case of a rare illness or complex injury, they are unlikely to be able to help: in a small country there are simply no specialists of the required level. Local doctors refer all difficult cases to Podgorica and Belgrade in Serbia.

Winners of thelotter

Date Winner Winning at thelotter


198,56 GBP≈ 17 276,93 ₽


157,69 GBP≈ 13 720,79 ₽


158,17 GBP≈ 13 762,55 ₽


285,33 GBP≈ 24 826,89 ₽


158,17 GBP≈ 13 762,55 ₽


209,79 GBP≈ 18 254,07 ₽

Thomas M.

120,76 EUR≈ 9 474,23 ₽


180,35 GBP≈ 15 692,46 ₽


348,75 GBP≈ 30 345,14 ₽

Eduardo R.

521,73 USD≈ 36 806,58 ₽

Jenny s.

199,85 EUR≈ 15 679,23 ₽

Josef S.

444,84 CHF≈ 32 606,57 ₽

Oleksandr T.

110,99 USD≈ 7 830,03 ₽

Mircea Ioan C.

90,90 EUR≈ 7 131,56 ₽

Pedro F.

476,76 USD≈ 33 634,08 ₽

Tyron H.

379,22 EUR≈ 29 751,71 ₽

Jean Aimé C.

307,37 EUR≈ 24 114,71 ₽

Mircea Ioan C.

487,85 EUR≈ 38 274,27 ₽

Dennis eco O.

256,08 EUR≈ 20 090,76 ₽


78,17 GBP≈ 6 801,66 ₽

Roddy M.

414,26 EUR≈ 32 500,77 ₽


162,42 GBP≈ 14 132,35 ₽


148,54 GBP≈ 12 924,64 ₽

Carlos M.

449,81 USD≈ 31 732,83 ₽

Carlos M.

449,81 USD≈ 31 732,83 ₽

Igor O.

383,10 EUR≈ 30 056,11 ₽

Etienne C.

420,26 EUR≈ 32 971,50 ₽


169,05 GBP≈ 14 709,23 ₽


147,58 GBP≈ 12 841,11 ₽


147,59 GBP≈ 12 841,98 ₽

Gambling establishments in Budva

Budva is a big resort in Montenegro. For the entertainment of tourists, there are water attractions., water parks, discos, museums. Gambling travelers can visit gambling establishments. They are in hotels, there are few separate halls. Montenegro has high stakes casinos for players on a lower budget.

Where to play in Budva:

  • Merit Casino Avala, Mediterranean 2. Located next to the Old Town, in a separate building. There is a guard at the entrance, dress code not respected, but in swimming trunks and swimsuits will not be allowed. Bets from 20 euros, even on weekends.
  • Merit Casino Royal Splendid, Bechichi. Small hall, which has a card table, slot machines, roulette. Located in the hotel, making it harder to access it. Bar is open, waiters.
  • Aman Sveti Stefan on the island of Sveti Stefan. Closed room for outsiders. Large playground, rates from 100 €.

In summer, there is a large influx of players to these casinos, especially in the evening. For a good game, plan a hike in the afternoon or morning. Gambling establishments open from 10:00.

Montenegro – second Las Vegas

The main feature of Montenegro – inexpensive vacation. Many tourists come here not only for this, to relax and enjoy the beautiful nature, see the sights, swim in the sea and sunbathe, but also visit the casino, and there are a lot of them in Montenegro.

In this country, at the legislative level, there are ideal conditions for the development of the gambling business.. The Government of Montenegro has provided comfortable conditions not only for operators, but also for the players themselves. There are more than five hundred casinos in this country, therefore it is a gambling paradise. This attracts many tourists to the country of mountains., and, hence, state budget revenues are growing. This figure is actively growing every year..

Now let's get acquainted with the most popular gambling establishments in Montenegro. They are so different from others, that they are sometimes compared to city landmarks.

Choose a casino in Montenegro

Many travel companies organize special casino tours, the essence of which is, to attract as many players as possible to visit casinos in Montenegro.

Acquaintance with gambling establishments:

Casino "Podgorica"

It is located in the capital of the country.

Feel like an elite and a player in the Avala casino, which works in the city of Budva. Expensive and luxurious atmosphere and service at the highest level and other wonderful moments ensure a great pastime and a unique atmosphere. Casino Kotor will also help you combine relaxation and gambling. There is another interesting place in this city, for example a hotel complex, who runs the WIN casino.

The city of Budva is not a gambling Mecca, no wonder, since the city has the status of a Spa. Popular, except for "Avala", are such casinos, as Queen of Montenegro, Saint Stephen and the Maestral, which always have a sufficient number of players. Each gambling establishment has its own style and it is difficult to single out the best one..

Regulation of the betting business in Montenegro

The gambling business in Montenegro was legalized in 2006 year. Since the approval of the gambling legislation, a regulator has been established, who issues licenses, checking the activities of gambling establishments and bookmakers for compliance with the requirements of honesty and transparency – Game of Chance Administration.

The license is issued for all types of activities in the field of gambling, including the organization of bookmakers. FROM 2011 years online sweepstakes became available in the country. In connection with the updating of legislation, an additional body was created – E-Gambling Montenegro. Before, how to get a license to provide online services, the organizer of the internet bookmaker must conclude an agreement with E-Gambling Montenegro.

Tax in Montenegro is assessed as the BCs themselves, so are the winnings, received by players from bets. At the same time, operators pay corporate tax., component 9% from income, and betters give to the state 15% of the received amount. For this reason, betting fans are increasingly using the services of European online sweepstakes., which are also allowed on the territory of the country in accordance with EU laws.

Methods of payment and withdrawal of funds from online sweepstakes in Montenegro

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